Thoughts from BCOS

Cash replenishment is one of the most critical yet frustrating aspects of cash management in financial institutions. It’s a delicate balancing act: ordering too much cash leads to unnecessary idle cash, increasing costs and security risks, while ordering too little results in cash shortages, potential customer dissatisfaction, and emergency orders that come with premium costs. Challenges of Cash Replenishment 1. Unpredictable Demand Customer behavior is not always predictable

For many financial institutions, cash handling is a necessary but costly operational burden. Ensuring that branches, ATMs, and commercial customers have the right amount of cash on hand—while minimizing excess inventory—requires a careful balance. That’s where Cash-in-Transit (CIT) providers  come in, transporting cash securely between vaults, branches, and retail clients. At first glance, outsourcing cash logistics to a CIT provider sounds like a simple solution. But for ban